Captive agents work under a number of disadvantages. For one thing, they have a boss. For another, they’re stuck with a single carrier who might not have the best pricing or might not want to write that risky policy, both of which limit your income and opportunities for growth.
Independent agents who join SIAA realize the following benefits and many more:“The people. The opportunity. Meeting Dan and meeting others, and meeting Lindsay, I knew there was an opportunity for us to grow, and the support. I could tell that when I first met all of you.”
“I was researching when I first decided to become an independent, and I had some friends who were already in it and they were telling me how great it was, so I pretty much just went with their word.
“I’ve had other friends that researched it and they have gone to other clusters and they continually call me and say what do we do with this? Or, how do you do this? And I say, the cluster has this or we do this with our cluster, and they’re like, we don’t have this. And after six months of always asking me questions, he finally quit asking me because he knew he made the wrong decision.”At SIAA, we believe that the independent agency system is the best way to serve the insurance needs of consumers. Our vision is to continue to grow and build the independent agency system by helping existing agencies thrive, not just survive, and by helping create new, successful independent agencies by providing them the ability to grow quickly and profitably while retaining their independence.
“I was one of the top producers with Liberty Mutual for many years. Great company, however, rates are cyclical. When my rates would increase, there was nothing I could do for my client, plus there was a lot of risk where they would not write, so being an independent broker allows us to write a lot broader of a spectrum, in addition to having the retention with our clients long term.”